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Rocket Mortgage’s minimum credit score requirements are: Here are the basic criteria Rocket Mortgage requires borrowers to meet. Even if you take out your loan from a different company, you might end up making your payments to Rocket Mortgage.

It also services some other originators’ loans. So, if you get your loan from Rocket Mortgage, there’s a good chance you’ll also make your payments to Rocket Mortgage. Unlike many lenders, Rocket Mortgage services most of the loans it originates, except for jumbo loans. These are relatively high limits, but some lenders offer even larger loans. You can borrow up to $2.5 million on a jumbo loan, and up to $2 million with a VA loan through Rocket Mortgage. Loan maximums depend on mortgage type and your qualifications. Some lenders do not offer small mortgage loans, which can make it harder for people to purchase less-expensive homes. Rocket Mortgage does not have a minimum loan amount, which is good news. USDA loans help lower-income borrowers in rural areas nonqualified mortgages help borrowers who don’t meet conventional loan requirements. Department of Agriculture (USDA) loan or a nonqualified mortgage, you’ll need to find a different lender. If you want a less-common loan type, like a U.S. You can get a five-year ARM with an FHA or VA loan.

You can get a five-, seven- or 10-year ARM with a conventional loan.

In addition to fixed-rate mortgages, Rocket Mortgage offers adjustable-rate mortgages (ARMs). Rocket Mortgage offers the following types of mortgages: You can check Rocket Mortgage’s rates for the most common mortgage types on its website. Its interest rates on 30-year, fixed-rate conventional conforming purchase loans are comparable to national averages. Rocket Mortgage operates in all states and the District of Columbia, except in Puerto Rico.